SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2003 Clover Leaf Financial Corp. (Exact name of registrant as specified in its charter) Delaware 0-33413 37-1416016 (State or other jurisdiction (Commission File No.) (I.R.S. Employer of incorporation) Identification No.) Registrant's telephone number, including area code: (618) 656-6122 Not Applicable (Former name or former address, if changed since last report) Item 7. Financial Statements, Pro Forma Financial Information, and Exhibits The Index of Exhibits immediately precedes the attached exhibits. Item 9. Regulation FD Disclosure - Item 12 Information On May 6, 2003, the Company issued a press release regarding its earnings for the fiscal quarter ended March 31, 2003. The press release is included as Exhibit 99 to this report. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. CLOVER LEAF FINANCIAL CORP. DATE: May 6, 2003 By: /s/ Dennis M. Terry ------------------------------------- Dennis M. Terry President and Chief Executive Officer EXHIBIT INDEX The following Exhibits are filed as part of this report: Exhibit 99 Press Release of Clover Leaf Financial Corp.